Wikinews interviews academic Simon Li?en about attitudes towards US Paralympics

Saturday, November 16, 2013

File:Paralympics 2014 stamp 30 RUB.jpg

On Thursday, with 110 days until the start of the 2014 Winter Paralympics in Sochi, Russia, Wikinews interviewed Assistant Professor in Educational Leadership, Sport Studies and Educational/Counseling Psychology at Washington State University Simon Li?en about attitudes in United States towards the Paralympics.

Licen has recently joined the Sport Management Program at Washington State University to develop its sport media and communication research and teaching contents. Originally from Slovenia, he served as the Director of Media and Communications of a WTA Tour event and was a member of the UNESCO Slovenian National Commission. He was also the Team Manager of the Slovenian wheelchair basketball national team.

((Wikinews)) : Why do you think the Paralympic movement has so little visibility in the US compared to other countries like Australia, the United Kingdom and even Canada?

Simon Li?en: Sports in the United States largely reaffirm existing relations of power in society. It emphasizes consumerism, the belief that success always goes to people who merit it due to their abilities, dedication and qualifications, and reinforces, rather than changes, existing ideas related to gender, ethnicity and nationality. Paralympic sport brings attention to athletes who are typically overlooked in American society because the majority of the population does not want to identify with people who are disabled. Although disability is not contagious, interest in disabled sports might put into question the masculinity of the males following it. Disabled athletes also challenge existing relations of power by displaying dedication, hard work and perseverance in different contexts than those most sports fans are accustomed to.
Other countries, including the ones you mention, have stronger social orientations in all aspects of society. Even though legislative support may be less strong than the one provided by the Americans with Disabilities Act, many social institutions including the media are more receptive to this form of diversity.

((WN)) : What do you think the impact will be for the Paralympic movement will be with the Games being televised live in the United States for first time?

Simon Li?en: The impact depends on a number of aspects. One of them is the channels that NBC as the broadcasting rights owner for the United States will use to air the Paralympic Games on. Will they be shown nationally or regionally, on NBC or on any of the company’s multiple cable networks? A second aspect is the parts or hours of the day the Paralympics will be shown. Remember that there is a nine-hour difference between Sochi and New York, and a 12-hour difference between Sochi and the US West Coast. So daytime events will be shown live in the United States in the middle of the night, and evening prime-time events will be shown — indeed live — in the morning U.S. time. So showing the Paralympics live on United States television might turn out to be less glamorous than it appears. A third important factor is the way the event will be mediated: will NBC have its best sports broadcasters following the event after having worked the Winter Olympics? Will they treat and announce the competitions as they do all others — for better and worse? Will they take it as an opportunity to educate viewers about disability and diversity while showing superb athletic performances without engaging in a discourse of pity? All in all, I think this is a terrific opportunity to improve sports coverage in a multitude of aspects; but we will have to wait until after the event to assess to what extent the broadcasters will meet these expectations.

((WN)) : What role should the media be playing in promoting the Paralympic Games? Why does the US media provide so little coverage of the Paralympics compared to other sports?

Simon Li?en: I don’t think the media should be promoting any sports event. I think the role of the media is to inform about the event and to cover it fairly. It is not just the Paralympic Games, or disable sports in general that yield very little media coverage; a recent study has shown that women’s sports only account for 1.3%–1.6% of televised news media. The situation improves considerably during the Olympic Games and prime-time Olympic coverage comes close to equal coverage of both men’s and women’s sport. Outside of that, however, U.S. media coverage is largely limited to the men’s four major leagues, college football and college basketball. Again, the media decide which sports to cover based on their perceived entertainment value and its potential of generating sponsor revenues. The Paralympic Games are complex to understand and its participants hard to identify with because there are less instances of dominating performances and long-standing rivalries, which are concepts that are understandable even to the casual fan.

((WN)) : What role does the fact that the Paralympics are about people with disability competing at sport play in the American public’s reception of the Paralympics?

Simon Li?en: I would speculate that the American public is largely indifferent to the event as it is currently represented in the media. The majority of people are oblivious of the Paralympic Games. They might greet an American medal winner as this would reaffirm the success, supremacy and tenacity of an American representative in a global field. In more general terms, however, the American public chooses to largely overlook disabled sports as the average able-bodied person likely does not want to be represented by, and thus identify with, a disabled person.

((WN)) : Is the fact the US Olympic Committee is the national Paralympic Committee a hinderance or help in the development of the Paralympic movement in the US?

Simon Li?en: In general terms, this is both an opportunity and a risk: it can activate its sizable financial, promotional and media influence to bring attention to the Paralympic movement, but at the same time might choose to push disabled sports to the side in order to accommodate influential sponsors. I am not familiar with the specific work done by the US Olympic Committee in terms of supporting, popularizing and expanding the Paralympic movement so I cannot speculate which way the actual work done by the USOC sways.

((WN)) : What conditions need to exist in the US for Paralympic athletes to get sponsorship similar to their Olympic counterparts?

Simon Li?en: Sport sponsorships are indeed strongly influenced by the media prominence of competing individuals. Individual disabled athletes have already been able to secure profitable sponsorship and endorsement contracts; perhaps the most notable example is Oscar Pistorius who was in this sense a true groundbreaker before falling off the pedestal due to his pending trial. This is even more true when one considers that not all Olympic athletes are able to secure profitable or even exaggerated contacts: an Olympic archery champion is less appealing than an Olympic champion javelin thrower, a female javelin thrower is less appealing than a male sprinter, and a Jamaican champion sprinter is less appealing than an American elite basketball player. Sporadic media appearances, such as those during the Paralympic fortnight, will hardly suffice to land disabled athletes major contracts; an athlete has to be in the constant media and popular spotlights to secure lucrative contracts. Until Paralympic athletes […] [are] able to achieve that kind of media presence, high sponsorships are likely to elude them.

((WN)) : Many countries provide federal money to support their Olympic and Paralympic athletes. Should the US consider this as a way of increasing visibility for the Paralympics, supporting increased opportunities for people with disabilities and increasing the US Paralympic medal count?

Simon Li?en: Focusing on the US medal count will successfully keep the Paralympic Games away from mainstream attention! A focus on the medal count as a means to establish supremacy is typical for American professional sports, and the Paralympics will never be able to beat the Olympic Games or the major leagues at their game. This is why the Paralympic Games should involve a different narrative.
Countries typically allocate governmental support to the more vulnerable groups in society because those who are strong can protect their interests through their vast financial and social means. In this sense, the United States should support participation in the Paralympic Games to promote adaptive sports in general and thus increase sports participation among people with disabilities. People with disabilities are among those who most benefit from participating in sports and physical activity due to their health and social advantage; however, they also have much fewer opportunities for sport participation and often require expensive adapted sports equipment. Public funds should contribute to their sport activity in general, and federal funding of Paralympic athletes could certainly provide an excellent example for local communities. Unfortunately, I fear that even the most progressive congresswomen and congressmen will be [reluctant] to increase that funding given the current federal budgetary situation.
Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_academic_Simon_Li?en_about_attitudes_towards_US_Paralympics&oldid=4635181”

Posted on September 3rd, 2021 by  |  No Comments »

Wikinews interviews candidate for New York City mayor Vitaly Filipchenko

Wednesday, June 16, 2021

In early May, Wikinews extended an invitation to Vitaly Filipchenko, an independent candidate in the 2021 New York City mayoral election, set to take place November 2nd, alongside other candidates. Filipchenko answered some questions about his policies and campaign during a phone interview.

Filipchenko, registered on the New York City Campaign Finance Board as Vitaly A. Filipchenko, is the first Russian candidate for New York City mayor, being born in Tomsk, Siberia in 1973, according to news agency Sputnik. He has since naturalised as a United States citizen. According to the web site, Filipchenko has been educated in road construction and maintenance and owns a moving services company; he describes himself on his web site as a “small business owner”. On his web site’s platform page, he says that “[m]y English may not be perfect – but my platform is.”

Incumbent Democrat mayor Bill de Blasio, who won re-election in the 2017 New York City mayoral election by 66.5%, cannot run for a third term under term limits. As of April 28, 22 candidates are currently running, the majority of whom are also Democrats. Ahead of the June Democratic primary for New York City mayor, a poll conducted May 23 and 24 by WPIX and Emerson College of 12 Democratic candidates with a margin of error of 3.2 per cent has former commissioner for the New York City Department of Sanitation Kathryn Garcia and Borough President of Brooklyn Eric Adams leading with 21.1% and 20.1%, respectively.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_candidate_for_New_York_City_mayor_Vitaly_Filipchenko&oldid=4635264”

Posted on September 2nd, 2021 by  |  No Comments »

Developing High School Running Back Strengths}

Developing High School Running Back Strengths

by

[youtube]http://www.youtube.com/watch?v=9OXv8Ad14eE[/youtube]

Wellington W

Conditioning: Cross jumping

Conditioning in football is meant to help you react quickly on the field moving in a variety of directions. This practice drill is intended to increase reaction speed and the ability to quickly change directions. The drill takes place in small four corner area that you can draw out or use the lines of the field. Then the player will proceed to jump from on area or box to another, thus forcing the player to jump laterally, diagonally, frontwards, and backwards. Changes can be made so that the player will only use one foot and then the other while they run the drill. Some benefits to Weightlifting Lifting weights is a fundamental requirement to improve your football skills. The effects of weight lifting will add muscle to your body and increase strength, this straighten will add to your maximum power. Maximum power should be the goal of your training, because it involves muscle strength and muscle excursion during play. It is the quickness and exertion that will enable a football player to accomplish their plays with skill on the field. Weight lifting can cause injuries, and as such we highly recommend having a professional coach on hand during weightlifting sessions. You trainer will also help you accomplish your weightlifting goals and teach you new techniques. Strip Tackling In order to win football games you need to have possession of the football. Win your games by training your defense to use a strong tackle that strips the ball from the opponent. This drill practices with two players. Have the defender move up on the offensive player, trust his arms back and then forward with his fists clenched. The defender will practice stripping the ball by bringing his hands up quickly with a clenched fist to grab the opponent and as he does so to aim to knock out the football. This drill is most effective if you start it slow focusing on the motions needed to be effective, and then speed up over time. Ball security: The Gauntlet Drill Ball security has to be the most important aspect of a strong offensive team. This is especially true for a running back or wide receiver as they will carry the ball more often than others on the field, but it is a good idea for all positions to practice a little ball security. A great drill called the gauntlet practices ball security. The drill starts with a player protecting the ball as best as he can while running through several opponents. The opponents can line up in any scenario, the most common being two lines and the ball carrier must run through them. To be effective with this drill have the ball carrier run the drill holding the ball in several different positions.

Are you looking for some great football gear. Shop Terps store is the official carrier of

Maryland Terps apparel

and

Maryland Terps clothing

. Find official jerseys, shirts, hats, and more. Shop now!

Article Source:

Developing High School Running Back Strengths}

Posted on September 2nd, 2021 by  |  No Comments »

(Gadgets For Men | Gadgets For Boys | Gadgets For Girls)}

Submitted by: Cameron Singh Chan

astounding gadgets for men and boys. Are you looking for gadgets for men? Or perhaps you just want to buy some gadgets for boys as a gift? In case you would like to acquire some nice gadgets for men, you will definitely be spoilt for decision since there many types and brands to opt for from. Some of the most popular gadgets for men involve mobile phones, cars, Play channels and hi-fi systems. A man’s world can be very boring without these gadgets. Most men and boys find life very exciting with these gadgets.

Gadgets for men bring joy and add spark to those who own them. Unlike men, gadgets for boys are simple and fun. Most young boys cherish these gadgets. Some of these items involve smaller gadgets like pens with light-weight ends and smart toys. Boys usually find torches and pens with light-weight ends very useful since they can be used in when the light-weights are off. Torches and these pens can also be used to during camping or when going out.

computer system systems and pc related items are an additional class of great gadgets for men. Most men simply love pc systems.

[youtube]http://www.youtube.com/watch?v=X3HlFewKByw[/youtube]

If you are looking for a perfect gift for any man, pc gadgets will do. Actually you don’t have to buy a whole pc set, which may be out of your budget. pc add-ons and other attractive peripherals like earphones are just sufficient. There is a wide selection of PC add-ons from which you can select from.

Any pc enthusiast will appreciate a PC add-on like the latest USB desk vacuum. This gadget can be used for desktop pc maintenance. an additional pc add-on that any man would appreciate is the USB bouncer. This gadget is a electric battery powered guard-like gadget, which protects a pc and all peripherals that may be attached to it.

little planes and kites are very good gadgets for boys. Purchasing the little RC plane is one of the best gift ideas that you can get for boys. Boys can have incredible indoor flying fun this plane, which functions a versatile micro technology. Grown up men will also appreciate this plane, and it can be a good addition office mementos. RC planes are great gadgets for boys and toy lovers alike.

When looking for gadgets for men, always think in terms for excitement and fun. This is the only way of getting your hands on that great gadget that any man would appreciate. Currently, there are many fabulous tech gizmos that you can buy for men, and extraordinary toys that boys will love. Toy cars and bikes are also great gadgets for boys. Nevertheless, you must be careful when purchasing them since the age of gift recipient is important. Older boys do not like toy cars or bikes. Motorized modest cars and tricycles are great gadgets for boys.

Finally, when you are purchasing for gadgets for men and boys, think about getting items that will offer excitement and fun. This will help to have an easy time when choosing what to invest in. Go for items that will fire their adrenaline. Always pick gadgets for men that will produce an effect on them. The latest tech gadgets have an uncanny way of undertaking this, and therefore they are always a good bet.

About the Author: Compare gadgets for men prices from the UK’s leading retailers offering the same product. You will find many of them at

myelectronicgadgets.co.uk

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1352286&ca=Computers+and+Technology}

Posted on September 1st, 2021 by  |  No Comments »

Australian rules football: 2010 Gippsland Football League round 1 – Wonthaggi v Leongatha

Saturday, April 3, 2010

Wonthaggi, Victoria — Wonthaggi defeated Leongatha at home in the opening game of the 2010 Gippsland Football League (officially the Gippsland League, GL) season this past Saturday. The match, unofficially dubbed “the South Gippsland derby”, was played a week prior to the other opening round matches.

The three remaining matches of round one are scheduled to be played next Saturday (April 10). Morwell will host Warragul in Morwell, Drouin will play Maffra in Drouin and Moe will host Traralgon at Yallourn North with Sale having the bye.

The Gippsland Football League is considered one of the “major leagues” controlled by the Victorian Country Football League, the governing body of Australian rules football in regional Victoria, Australia.

At the league’s annual general meeting in December, it changed it’s name from the West Gippsland Latrobe Football League. At the same meeting, Wonthaggi joined the GL after dominating the Alberton Football League during the past decade. The Power made five concecutive Alberton Grand Finals winning three, losing only to Yarram (2007) and Stony Creek (2009).

Wonthaggi Power Football Club is a result of a merger between Wonthaggi Blues, a former Gippsland FL team, and Wonthaggi Rovers, an Alberton FL team. In February, the Gippsland Football League announced that Wonthaggi would be changing their uniforms, because their original one was similar to that of Warragul.

Leongatha finished the 2009 season losing the minor semi final against enventual grand final winners Maffra. Leongatha defeated Drouin in the last Elimination Final under the West Gippsland Latrobe Football League banner.

Scores below are quoted as goals-behinds (total). Goals are worth six points, behinds one.

March 2010
Wonthaggi Power 9-9 63
Leongatha Parrots 8-14 62
Wonthaggi Recreation ReserveWonthaggi, VictoriaAustralia
Half TimeWonthaggi 6-6 (42)Leongatha 1-8 (14)
Full TimeWonthaggi 9-9 (63)Leongatha 8-14 (62)

Wonthggi kicked off their first game in the major league with a opening quarter lead of four and a half goals over rivals Leongatha. The Power’s move from the Alberton League looked to be justified as they went in to cruise mode.

Leongatha slowly clawed back the deficit over the next three quarters but the first quarter result and inaccurate kicking caused them to fall short by one point.

Retrieved from “https://en.wikinews.org/w/index.php?title=Australian_rules_football:_2010_Gippsland_Football_League_round_1_-_Wonthaggi_v_Leongatha&oldid=4520283”

Posted on September 1st, 2021 by  |  No Comments »

Eric Bogosian on writing and the creative urge

Thursday, April 17, 2008

Eric Bogosian is one of America’s great multi-dimensional talents. “There’s sort of three different careers, and any one of them could exist by itself, on its own two feet. There was that solo stuff, and then I started writing plays in the late seventies.” Although his work has spanned genres, most readers will recognize Bogosian for his acting, which has included a memorable performance in Woody Allen‘s Deconstructing Harry to co-writing and starring in the Oliver Stone movie Talk Radio (based upon his Pulitzer Prize-nominated play) to playing the bad guy in Under Siege 2 to his current role in Law & Order: Criminal Intent as Captain Danny Ross. They may not know, however, that he had collaborated with Frank Zappa on a album, worked with Sonic Youth, and was a voice on Mike Judge‘s Beavis & Butthead Do America. He started one of New York City’s largest dance companies, The Kitchen, which is still in existence. He starred alongside Val Kilmer in Wonderland and his play Talk Radio was recently revived on Broadway with Liev Schreiber in the role Bogosian wrote and made famous.

Currently at work on his third novel, tentatively titled The Artist, Bogosian spoke with David Shankbone about the craft of writing and his life as a creative.

Retrieved from “https://en.wikinews.org/w/index.php?title=Eric_Bogosian_on_writing_and_the_creative_urge&oldid=2606062”

Posted on August 31st, 2021 by  |  No Comments »

National Healthcare Benefits

Health care has been so much in the news lately and there has been so much discussion about it, most people probably have no idea how they may be affected. Here, in the United States, national health care has been basically, Medicare, for those over 65 (or disabled) and the state run, Medicaid, in New York, or similar program, in other states. In order to qualify for state medical aid, one must have virtually no income or assets. This type of system leaves many people in a difficult situation with their health care status. If they are not working at a company that provides medical coverage, not elderly or not dirt poor, you may have problems with medical care. National health care would help those who do not qualify for state aid and not eligible for Medicare or any other health benefit program through work or school. Many jobs provide access to a couple of health plans and cover part of the cost of enrollment, where the remainder, is deducted from the employee’s salary. Of course, how much is covered depends on the employer. When an employee leaves the job, they can be eligible for co-ordination of benefits rights act(COBRA) and still qualify for the reduced payment of the insurance coverage. National health care can provide either a wide range of medical insurance plans at affordable prices to the general public or direct assistance with medical claims and bills. It can also help people with more serious illnesses pay for expensive medications and lab work.

Posted on August 31st, 2021 by  |  No Comments »

Mumbai Police investigations indicate Pakistani role in 11/7 serial blasts

Sunday, October 1, 2006

Mumbai Police Commissioner A N Roy confirmed today that investigations had revealed the involvement of the militant group Lashkar-e-Toiba and the (banned) Students Islamic Movement of India (SIMI) in the 11 July 2006 bombing of the city’s commuter rail network. He also stated that the attacks had been masterminded by Pakistan’s Inter-Services Intelligence (ISI) and carried out by Pakistani and Indian nationals.

Fifteen people, twelve of whom were directly involved in the execution of the bombings are in custody, eleven of them are Pakistani citizens.

The conspiracy to carry out the attacks, which killed 190 people, was hatched in the vicinity of Mumbai, by militants who were trained in Bahwalpur, Pakistan. The Pakistani bombers entered India in batches, some through the porous Indo-Nepal border, others via Bangladesh and some through Gujarat. They then reached Mumbai around May 25, and were sheltered in Malad and Bandra by Faizal Sheikh. Kamaluddin Ansari and Ehtasham Siddiqui, (General Secretary of SIMI, Maharashtra) were also involved in the conspiracy.

The RDX explosive used in the blasts was brought from Pakistan by a man called Ehsanullah, while the ammonium nitrate was procured locally. The explosives were assembled in Chembur by Mumbai resident Mohammad Ali, between 8 and 10 July. On the day of the attacks, the bombs (each containing 2 – 2.5 kg of RDX and 3.5 – 4 kg of ammonium nitrate) were concealed in eight pressure cookers and transported to the railway stations in taxis.

From there two member teams of bombers placed the explosives on the trains and detonated them using quartz timers. One of the militants, Saleem, a native of Lahore, could not (as was the plan) get off the train before the explosives went off, as a result of which he perished in the blast between Khar and Bandra. Of the seven Indian suspects, four (Faizal Sheikh, Kamaluddin Ansari, Ehtashan Siddiqui and Naved) have been apprehended, while a search is on for the other three.

Mr. Roy described the bombings as a “professional, precise and well-planned”. The first clue his department got was a phone call made from Navi Mumbai to a place on the Indo-Nepal border. Based on this information Kamaluddin Ansari was arrested in from Madhubani, Bihar. Narco-analysis of the other suspects revealed that they were trained in Pakistan and also helped tie up other loose ends in the case. Faizal Sheikh also revealed that he had received Rs. 60,00,000 from Pakistan in the last few years. Police also recovered 26,000 Riyals, given to him by Rizwan Devra, an ISI operative living in Dubai, from Faizal’s house.

Pakistan’s Minister of State for Information, Tariq Azim, denied the role of the ISI in the bombings, saying that his country “rejected” the accusation, and that India should provide Pakistan with “any information if they have it”. “Such allegations only give benefit to the real culprits, who escape arrest,” he said.

Retrieved from “https://en.wikinews.org/w/index.php?title=Mumbai_Police_investigations_indicate_Pakistani_role_in_11/7_serial_blasts&oldid=2537038”

Posted on August 31st, 2021 by  |  No Comments »

South Australia enters week-long lockdown to contain COVID-19 Delta variant spread

Friday, July 23, 2021

With five active cases of the Delta variant of COVID-19, South Australia begun a one-week lockdown on Monday. Announcing the lockdown, state Premier Steven Marshall declared “we have no alternative but to impose some fairly heavy and immediate restrictions”.

The first case out of South Australia’s active cases was presented to Modbury Hospital on Sunday night, having returned from Argentina earlier this month. The fifth, which Premier Marshall noted as “far more worrying”, visited The Greek on Halifax restaurant at the same time as someone who was later confirmed to be carrying the virus. Chief Public Health Officer for the state Nicola Spurrier said “if anyone has been at The Greek on Halifax they need to get into quarantine and get tested”.

In accordance with new regulations, there are only five reasons for South Australians to leave home: essential work, shopping for essential goods such as food, exercise, but only with people from the same household and within 2.5 kilometers (2 mi) of home, medical reasons (which includes testing and vaccination against the coronavirus, but excludes elective and cosmetic surgery), and caregiving.

Schools have closed for all but children of essential workers, with online learning having begun on Thursday. Face masks are also be mandated for those who leave home. ABC News reported that “support for businesses is expected to be announced…”, with all non-essential retail required to close under the new regulations.

Retrieved from “https://en.wikinews.org/w/index.php?title=South_Australia_enters_week-long_lockdown_to_contain_COVID-19_Delta_variant_spread&oldid=4632339”

Posted on August 30th, 2021 by  |  No Comments »

Personal Loans For Bad Credit Borrowers Find Your Loan Fast!

By Jessica M Peterson

Do you have bad credit but are in need of a personal loan now to help you pay for everything from everyday living expenses in a bad economy to major appliances, and more? If so, you may be hesitant to apply for a personal loan because of your negligent credit history. However, there are many wonderful lending institutions that process loans for a specific group of borrowers, those with bad credit. And you can qualify fast.

What Is A Personal Loan?

A personal loan is a loan that is written out for a non-specific purpose. Most lenders do not ask you what purpose you have when you apply for a personal loan. That makes a personal loan perfect for lots of different needs that you may have. There are two types of personal loans: the unsecured personal loan and the secured personal loan. Let us look at these two types more closely so that you can determine which is best for your situation.

Unsecured Personal Loans For Bad Credit

The unsecured personal loan is a loan that is granted solely on the basis of your signature, and is therefore often referred to as a signature loan. Because the lending institution does not ask you to post or pledge collateral against the value of the loan, the lender is relying on your past payment history when judging your creditworthiness. Because of this, most bad credit borrowers may find it difficult to procure a bad credit loan. You can always improve your chances of getting an unsecured personal loan by asking someone who has better credit than you do to apply with you on your personal loan application. This person is known as a cosigner.

[youtube]http://www.youtube.com/watch?v=uri-SJ1y_gM[/youtube]

The unsecured personal loan is usually not the right type of loan for the bad credit borrower who does not have a cosigner. If you are approved for an unsecured personal loan with bad credit, be prepared to pay a greatly increased amount of interest in the form of a higher interest rate. This higher interest is assumed because of the greater risk that a lender takes when loaning money to someone who possesses a poor credit record. For those bad credit borrowers who have no collateral and are without the benefit of a willing cosigner, the higher interest is often justified to get the loan that they need.

Secured Personal Loans For Bad Credit

The easiest personal loan for those with damaged credit is the secured personal loan. The secured personal loan is a loan granted based on the borrower’s collateral. The lender will hold surety interest in the collateral that you pledge until you have satisfied the terms and conditions of the lending agreement and repaid them in full. The secured personal loan is the perfect loan for the bad credit borrower because it allows the borrower to rebuild their damaged credit file through monthly payments that fit the budget quite nicely.

Bad credit borrowers should borrow with caution, however; if your payments are late, your lender can force the sale of your collateral to recoup the amount of money extended to you. The interest is much more reasonable on bad credit secured personal loans, making them much more affordable than the unsecured version.

About the Author: Jessica Peterson is an

Bad Credit Unsecured Loan

Consultant with more than twenty years of experience. For more information about

Personal Loans

, no credit check loans, guaranteed loans, personal loans, car loans, guaranteed student loans and other financial products please visit http://www.yourloanservices.com

Source:

isnare.com

Permanent Link:

isnare.com/?aid=578717&ca=Finances

Posted on August 30th, 2021 by  |  No Comments »